Credit Officer - Abeokuta

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About this role

Company Description

Lendha is a financial technology company that is creating a credit-led financial operating system for SMEs in Africa

Job Description

  • Manage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha’s collections policy.
  • Debt Settlements: Accurately maintain client records and manage all past due accounts and determine the appropriate collection action to be taken for each individual client. Collect delinquent accounts by contacting customers via telephone, email, and visiting the place of business. Compile daily, weekly, and monthly reports on the status of delinquent accounts, collection activity, and accounts receivable status. Report progress of collections to Supervisor, make recommendations for next steps and write-offs.
  • Customer Acquisition: Present, promote and sell Lendha’s products using solid negotiations to existing and prospective clients across relevant sectors, including but not limited to companies in the e-commerce, consumer goods, healthcare, and financial services industries.
  • Loan Portfolio Growth. Support the evaluation of loans given to customers by ensuring that credit appraisals are completed properly and uphold monitoring of accounts to identify outstanding debts. Review terms of contract and service with client and clearly communicate various payment options. Work cooperatively with other departments to best determine how to balance both the customer's and Lendha's needs.

Qualifications

  • Bachelor's or Higher National Diploma in any discipline from an accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.
  • Good relationship and communication skills with strong team spirit
  • Strong analytical skills
  • Good computer skills
  • Real motivation to work and grow in a performance-based environment
  • Taste for fieldwork
  • ADDITIONAL KNOWLEDGE / SKILLS REQUIRED
  • Practical knowledge of micro / small/medium businesses
  • Knowledge of the microfinance bank sector is an advantage
  • Good writing skills
  • Knowledge of the major local languages
  • MUST LIVE IN ABEOKUTA
  • Good Knowledge of the territory

Additional Information

Benefits and Perks

  • HMO and other statutory benefits.
  • Join a young, passionate, hungry and growing team of entrepreneurs & facilitators
  • Flexible working hours.

Frequently Asked Questions

Is the salary disclosed for the Credit Officer - Abeokuta position at lendha?
The salary for this Credit Officer - Abeokuta role at lendha is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Credit Officer - Abeokuta position at lendha located?
This Credit Officer - Abeokuta role at lendha is based in Abẹ́òkúta, Abẹ́òkúta, OG, Nigeria, OG, ng. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Credit Officer - Abeokuta role at lendha full-time or part-time?
This is listed as a Full time position. It is posted as a Credit Officer - Abeokuta role at lendha.
How do I apply for the Credit Officer - Abeokuta position at lendha?
Click the "Apply Now" button on this page. You will be redirected to lendha's official application portal hosted on smartrecruiters where you can submit your application directly.
When was the Credit Officer - Abeokuta job at lendha posted?
This Credit Officer - Abeokuta position at lendha was posted on Jan 15, 2026. Apply as soon as possible — early applications are often reviewed first.
Credit Officer - Abeokuta
lendha
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