Mortgage Loan Closer
sofi· Loans Ops - Processing
About this role
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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
The closing team schedules all the closings with our members and works directly with title to speed the process along.
What you’ll do:
- Ensure files and documents meet company, investor, and compliance requirements.
- Confirm that documents are drawn within posted turn times and consistently meet deadlines.
- Process a minimum of 3 files per day during normal business operations. Adhere to fluctuating file processing minimums as set by management.
- Reconcile and approve Closing Disclosure.
- Schedule loan closings with the borrower.
- Prepare closing documents.
- Develop in-depth knowledge of the entire loan life cycle in order to fully understand the implications of the work of the closing function.
- Accurately file documents and information in the system and ensure all information is complete and accurate. Use checklists and other job aides as necessary to accurately complete all required information.
- Coordinate and communicate with processing, underwriting, and post-closing departments for correcting and completing the closing.
What you’ll need:
- Minimum 2-3 years of Closing experience
- Knowledge of TRID guidelines
- Conventional, FHA/VA, Home Equity experience a plus
- Knowledge of Encompass is preferred
- Must be detail-oriented, committed to accuracy with a strong sense of urgency
- Strong written and oral communication skills
- Ability to work independently, multitask, and prioritize to meet deadlines
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
Frequently Asked Questions
Is the salary disclosed for the Mortgage Loan Closer position at sofi?
The salary for this Mortgage Loan Closer role at sofi is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Mortgage Loan Closer position at sofi located?
This Mortgage Loan Closer role at sofi is based in Charlotte, North Carolina, United States. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Which team or department does the Mortgage Loan Closer at sofi belong to?
This Mortgage Loan Closer position is part of the Loans Ops - Processing department at sofi. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Mortgage Loan Closer position at sofi?
Click the "Apply Now" button on this page. You will be redirected to sofi's official application portal hosted on greenhouse where you can submit your application directly.
When was the Mortgage Loan Closer job at sofi posted?
This Mortgage Loan Closer position at sofi was posted on Apr 30, 2026. Apply as soon as possible — early applications are often reviewed first.
Mortgage Loan Closer
sofi
You'll be redirected to sofi's official application page on Greenhouse.