Backend Engineer

kraftonindiaยท Engineering
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๐Ÿ“ Bengaluru

About this role

[About the role]

We are looking for a skilled Backend Engineer with deep fintech and payments expertise to join our core payments team. In this role, you will be at the heart of building and scaling our UPI payment infrastructure covering P2P, P2M, QR, and Autopay flows and ensuring it operates reliably at consumer scale. You will work directly with PSPs, banks, and the NPCI UPI stack, designing systems that are not just fast and fault-tolerant, but built to handle the nuances of real-world payment flows: idempotency, retries, reversals, and full transaction lifecycle management.

[Key Responsibilities]

  • Build and scale UPI payment systems (P2P, P2M, QR, Autopay etc.)
  • Integrate with PSP/banks and NPCI UPI stack
  • Design reliable transaction systems (idempotency, retries, reversals)
  • Develop low-latency, high-throughput microservices
  • Implement secure payment flows (device binding, authentication, encryption)
  • Ensure end-to-end transaction security and data protection
  • Manage transaction lifecycle, logs, and reconciliation
  • Collaborate on integrations with rewards, wallet, and checkout systems

[Required Experience]

  • 3โ€“8+ years of backend engineering experience
  • Fintech/payments experience (mandatory)
  • Experience in high-scale consumer apps
  • Strong understanding of UPI architecture & flows
  • Experience with bank/PSP integrations
  • Solid understanding of security in fintech systems:
  • Encryption (data in transit & at rest)
  • Tokenization & secure key management
  • Authentication & authorization (OAuth/JWT)
  • Experience building scalable, fault-tolerant systems
  • Experience with wallets, ledgers, or reconciliation systems
  • Familiarity with NPCI certification processes and RBI PPI/wallet guidelines

Frequently Asked Questions

Is the salary disclosed for the Backend Engineer position at kraftonindia?
The salary for this Backend Engineer role at kraftonindia is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Backend Engineer position at kraftonindia located?
This Backend Engineer role at kraftonindia is based in Bengaluru. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Which team or department does the Backend Engineer at kraftonindia belong to?
This Backend Engineer position is part of the Engineering department at kraftonindia. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Backend Engineer position at kraftonindia?
Click the "Apply Now" button on this page. You will be redirected to kraftonindia's official application portal hosted on greenhouse where you can submit your application directly.
When was the Backend Engineer job at kraftonindia posted?
This Backend Engineer position at kraftonindia was posted on Apr 20, 2026. Apply as soon as possible โ€” early applications are often reviewed first.
Backend Engineer
kraftonindia
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