Senior Accountant

Why Join Stand: At Stand, you’ll help build a new class of global property protection. We use advanced physics and AI to model catastrophic risk at the asset level, then automate underwriting and mitigation before loss occurs. Insurance is simply the current delivery mechanism. The real product is a scalable risk engine, our Stand World Model https://frontier.standinsurance.com/.

We stay when traditional insurers exit. We model what others approximate. And we build systems that change outcomes, not just prices.

Background: The property insurance industry is built to price loss after it happens. It relies on coarse proxies, backward-looking data, and manual processes, then accepts damage as unavoidable.

Stand takes a different approach. We simulate how real-world catastrophes affect individual properties, translate that into actionable decisions, and automate the business around it. The result is a platform that can underwrite what others can’t and operate with far less friction.

Role Summary:

Stand is looking for a hands-on Senior Accountant to own the day-to-day accounting execution that keeps our financial records accurate, reconciled, documented, and ready for close across the parent company, captive, and reciprocal. Reporting to the Controller, this role will manage core close activities, maintain clean entity-level accounting, support insurance-related accounting workflows, and help build repeatable finance processes as Stand scales.

What You Will Own:

• Execute recurring monthly close activities, including assigned GL accounts, journal entries, reconciliations, and supporting schedules.

• Prepare accruals, prepaids, fixed assets, cash, credit card, expense, AP, and vendor reconciliations with clear supporting documentation.

• Maintain accurate books across Stand’s multi-entity structure, including HoldCo, captive, reciprocal, intercompany activity, allocations, cash activity, and expense coding.

• Support insurance accounting activities, including premium, claims, loss, LAE, policy billing and servicing, and reinsurance entries and schedules.

• Tie accounting records to underwriting, claims, and operational source data, and document variances with clear ownership and next steps.

• Support AP processing, payment runs, vendor documentation, expense coding review, recurring accrual schedules, and approval compliance.

• Prepare support for audit, CPA, statutory, regulatory, captive reinsurance, management, investor, and board reporting requests, while building lightweight templates and checklists that make the close process more repeatable.

Core competencies (Required):

• Strong accounting fundamentals and owning detailed “close” work.

• Insurance or reinsurance accounting experience.

• 5 yrs or more of experience in an accounting role.

• Track record of building scalable accounting processes, controls, and documentation in an early-stage or high-growth environment.

• Experience preparing journal entries, reconciliations, supporting schedules, accruals, prepaids, cash, credit card, AP, and expense reconciliations.

• Strong attention to detail, disciplined documentation practices, and the ability to prepare clear, audit-ready support.

• Experience managing multi-entity accounting, including intercompany balances, allocations, and entity-level schedules that are organized, accurate, and audit-ready.

• Proactive communicator who surfaces blockers, variances, missing support, and unclear accounting treatment early.

• Ability to partner cross-functionally while creating practical checklists, schedules, and repeatable accounting processes.

Nice-to-have skills:

• Multi-entity accounting experience, especially in a parent company, captive, reciprocal, or similarly complex structure.

• Experience supporting audits, tax, statutory reporting, regulatory filings, or external CPA requests.

• Familiarity with accounting, expense management, payroll, AP, or reporting systems; interest in automation or technology to reduce manual work.

Compensation:

The annual base salary range for full-time employees in this position is $95,000 to $130,000 + meaningful Equity Grant.

Compensation decisions are dependent on several factors including, but not limited to, an individual's qualifications, location where the role is to be performed, internal equity, and alignment with market data.

Benefits:

• Above-market Health, Dental, and Vision coverage

• Weekly lunch stipend

• Flexible time off + holidays

• 401(k) plan

• Commuter benefits

• PAT & MAT Leave

• Short-Term and Long-Term Disability

• Monthly team gatherings

• In-office perks

Work Authorization

Candidates must be authorized to work in the U.S. Stand does not sponsor new work visas. We can consider candidates on TN visas, O-1A visas, or H-1B transfers with three years or more remaining.

Equal Opportunity Employment

Stand is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. We believe that diversity enriches the workplace, and we are committed to growing our team with the most talented and passionate people from every community.

We are committed to providing reasonable accommodations for qualified individuals. If you require assistance

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.