Credit Analyst

Introduction

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. 

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

Overview

We are currently seeking an Analyst in our growing CRE group to support a team of Portfolio Managers.  Primary responsibilities will include assisting in transaction underwriting, credit approval process, documentation and execution, monitoring, surveillance and reporting of Commercial Banking relationships. 

Responsibilities

• Monitoring of transaction level performance, financial statement analysis and covenant compliance.
• Assisting Portfolio Managers in underwriting Project Finance and Structured Finance transactions.
• Assist team in internal loan execution functions, and procedures, including credit submissions, loan closing, and loan servicing.
• Interact with third party service providers associated with the transactions including servicers, custodians/trustees, field examiners, attorneys, etc.
• Assist in evaluating numerous transaction types across a broad array of commercial asset classes, conducting analysis of the collateral, originator, servicer and developing cash flow models and loss coverage analyses.
• Working with Relationship Mangers and Portfolio Managers to analyze and create requisite loan memoranda to generate new loans, amendments, modifications, renewals, extensions, and waivers.
• Working with the team to ensure the portfolio administration and risk management of each client relationship is in compliance with established EWB credit and regulatory policy, procedure and business strategy.
• Assisting with due diligence/analysis with new client relationships, opportunity memos as appropriate.
• Promptly coordinating with Relationship Managers and Portfolio Managers to respond to borrower requests.
• Performing other duties and special projects as needed.

Qualifications

• Bachelor's degree or combination of education and directly related experience.
• 1-3 years Commercial Credit experience and/or background in Accounting is highly preferred.
• Knowledge of CRE including the ability to analyze tax returns, company financials and property financials is a plus.
• Proficient with Microsoft Office products (Excel, Word, etc.), and able to adapt and learn bank technology platforms.
• Able to work on multiple projects simultaneously, taking ownership of discreet tasks while working as part of a team.
• Strong written and oral communication skills.
• Excellent interpersonal skills to interact with senior management as well as clients, with focus on quality and integrity.

Applicants must have legal authorization to work in the United States.  We do not offer visa sponsorship at this time.  

Compensation