Credit Risk Director
payjoy· Risk Strategy
About this role
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
We are looking for a strategic credit risk leader to build and own the credit risk function for PayJoy Indonesia. This is a founding leadership role: you will define the credit risk agenda from the ground up, determine the problems the function needs to solve, and be personally accountable for portfolio outcomes at the country level. PayJoy is a large global FinTech and we are excited to begin scaling our operations in Indonesia. Our mission of finance for the next billion has worked in 8 markets globally and we believe our mission and model are an exceptional fit for the Indonesian market.
You will start by doing — writing the policies, running the analysis, owning the regulatory relationships. After achieving economic scale you will grow the team. The ideal candidate has the technical depth to work in the data directly and the strategic instincts to set direction for an entire market. This is not a role where someone hands you a playbook. You write it.
Frequently Asked Questions
Is the salary disclosed for the Credit Risk Director position at payjoy?
The salary for this Credit Risk Director role at payjoy is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Credit Risk Director position at payjoy located?
This Credit Risk Director role at payjoy is based in Jakarta. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Credit Risk Director role at payjoy full-time or part-time?
This is listed as a Full Time position. It is posted as a Credit Risk Director role in the Risk Strategy department at payjoy.
Which team or department does the Credit Risk Director at payjoy belong to?
This Credit Risk Director position is part of the Risk Strategy department at payjoy. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Credit Risk Director position at payjoy?
Click the "Apply Now" button on this page. You will be redirected to payjoy's official application portal hosted on lever where you can submit your application directly.
When was the Credit Risk Director job at payjoy posted?
This Credit Risk Director position at payjoy was posted on Apr 7, 2026. Apply as soon as possible — early applications are often reviewed first.
Credit Risk Director
payjoy
You'll be redirected to payjoy's official application page on Lever.