Risk Manager
payjoy· Risk Strategy
About this role
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
We are looking for a Risk Manager to own the credit risk analytical function for PayJoy’s Philippines business, based in our Bangalore hub. You will be given clear direction on the problems to solve and the frameworks to work within, and it will be your job to execute that work independently and drive it to conclusion with minimal hand-holding.
This is a hands-on individual contributor role. You will be in the data every day — monitoring portfolio performance, analyzing policy changes, building and maintaining the reporting infrastructure that keeps the Philippines credit risk function running. You are someone who takes full ownership of your workstreams, proactively flags risks, and doesn’t need to be chased for updates. This role has a clear path to team leadership as the Philippines business grows.
Frequently Asked Questions
Is the salary disclosed for the Risk Manager position at payjoy?
The salary for this Risk Manager role at payjoy is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Risk Manager position at payjoy located?
This Risk Manager role at payjoy is based in Bangalore. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Risk Manager role at payjoy full-time or part-time?
This is listed as a Full Time position. It is posted as a Risk Manager role in the Risk Strategy department at payjoy.
Which team or department does the Risk Manager at payjoy belong to?
This Risk Manager position is part of the Risk Strategy department at payjoy. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Risk Manager position at payjoy?
Click the "Apply Now" button on this page. You will be redirected to payjoy's official application portal hosted on lever where you can submit your application directly.
When was the Risk Manager job at payjoy posted?
This Risk Manager position at payjoy was posted on Apr 7, 2026. Apply as soon as possible — early applications are often reviewed first.
Risk Manager
payjoy
You'll be redirected to payjoy's official application page on Lever.