Staff Data Scientist, Credit Strategy
mulliganfunding· Risk Management
About this role
Headquartered in San Diego, Mulligan Funding serves as a leading provider of working capital (Up to $5M) to the small and medium-sized businesses that fuel our country. Since 2008, we have prided ourselves on our collaborative, innovative, and customer-focused approach. Enjoying a period of unprecedented growth, driven by the combination of cutting-edge technology, human touch, and unwavering integrity, we are looking to add to our people first culture, with highly motivated and results-oriented professionals, to push the limits of what’s possible while creating value for all of our partners.
Mulligan Funding deploys a powerful combination of statistically grounded credit strategy and robust manual underwriting to deliver credit performance aligned with our risk appetite while providing an outstanding customer experience.
The Staff Data Scientist, Credit Strategy is a key member of the Risk Management team, responsible for designing, deploying, and optimizing end-to-end credit strategies that balance growth, profitability, and credit risk. This role plays a critical part in maximizing credit conversion and customer lifetime value while ensuring portfolio performance remains within established loss tolerances.
This position partners closely with Risk leadership, manual underwriting, Product, Engineering, and Data Science teams to build scalable, data-driven credit strategies that support sustainable growth and resilient portfolio construction.
This role follows a hybrid work schedule with three days onsite and two days remote each week, with Mondays designated as a mandatory onsite day.
Frequently Asked Questions
What is the salary for the Staff Data Scientist, Credit Strategy role at mulliganfunding?
The listed salary for this Staff Data Scientist, Credit Strategy position at mulliganfunding is USD 180K–250K. This is an full-time role.
Where is the Staff Data Scientist, Credit Strategy position at mulliganfunding located?
This Staff Data Scientist, Credit Strategy role at mulliganfunding is based in San Francisco, CA. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Which team or department does the Staff Data Scientist, Credit Strategy at mulliganfunding belong to?
This Staff Data Scientist, Credit Strategy position is part of the Risk Management department at mulliganfunding. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Staff Data Scientist, Credit Strategy position at mulliganfunding?
Click the "Apply Now" button on this page. You will be redirected to mulliganfunding's official application portal hosted on lever where you can submit your application directly.
When was the Staff Data Scientist, Credit Strategy job at mulliganfunding posted?
This Staff Data Scientist, Credit Strategy position at mulliganfunding was posted on Jan 8, 2026. Apply as soon as possible — early applications are often reviewed first.
Staff Data Scientist, Credit Strategy
mulliganfunding · 💰 USD 180K–250K
You'll be redirected to mulliganfunding's official application page on Lever.