Compliance Officer & MLRO (Web3)

About RedotPay

RedotPay is a global crypto payment fintech integrating blockchain solutions into traditional banking and finance infrastructure. Our user-friendly crypto platform empowers millions globally to spend and send crypto assets, ensuring faster, more accessible, and inclusive financial services. RedotPay advances financial inclusion for the unbanked and supports crypto enthusiasts, driving the global adoption of secure and flexible crypto-powered financial solutions. Join us in shaping the future of finance and making a meaningful impact on a global scale.

About the Role

As Compliance Officer and Money Laundering Reporting Officer (MLRO) for Mexico, you will lead regulatory compliance and operational integrity for our Mexican entity. You will maintain our existing AML registration for vulnerable activities (virtual asset operations and credit card issuance) and support future license expansions.

Key Responsibilities

Regulatory Strategy & Licensing

• Maintain and renew the AML registration for vulnerable activities with SAT, UIF, and SHCP.
• Act as the designated Compliance Officer and MLRO (Responsable de Cumplimiento PLD/FT) before all Mexican regulators (CNBV, Banxico, UIF, SHCP/SAT).
• Serve as primary point of contact for regulatory examinations, reporting, and communications.
• Monitor regulatory developments (LFPIORPI, Fintech Law, virtual asset rules, etc.) and translate them into actionable compliance requirements.
• Support preparation and maintenance of future license applications (e.g., IFPE under Ley Fintech, virtual asset authorizations).

AML/CFT & Financial Crime

• Develop, implement, and manage a robust AML/CFT program tailored for crypto payments and compliant with Mexican LFPIORPI requirements.
• Oversee full customer lifecycle: KYC, CDD, and EDD for individuals and corporates, with focus on virtual asset risks.
• Manage transaction monitoring systems, including blockchain analytics (e.g., Chainalysis or Elliptic) and traditional payment monitoring.

Sanctions & PEP Screening

• Administer global and Mexican sanctions screening and PEP/adverse media checks.

Policy, Training & Internal Controls

• Create and maintain key compliance policies and procedures (AML/CFT Manual, KYC Policy, Sanctions Policy, etc.).
• Conduct regular risk assessments, internal reviews, and audits.
• Deliver compliance training and report compliance status to senior management and Group leadership.
  

Qualifications & Experience

• Bachelor’s degree in Law, Finance, Economics, Business Administration, or related field.
• 3+ years of relevant compliance experience in a Mexican financial institution, fintech, PSP/IFPE, crypto/VASP, or vulnerable activities provider.
• Strong knowledge of LFPIORPI (Ley Antilavado), Ley Fintech, CNBV/Banxico regulations, UIF reporting, and virtual asset compliance.
• Hands-on experience with KYC/CDD/EDD, transaction monitoring, blockchain analytics, and regulatory reporting.
• Fluency in Spanish and professional proficiency in English.
• Clean criminal and regulatory record; eligible to serve as MLRO/Compliance Officer.

Highly Desirable

• Professional certifications (CAMS, CNBV PLD/FT Certification, or equivalent).
• Experience with fintech license applications (e.g., IFPE) in Mexico.
• Solid understanding of blockchain, cryptocurrencies, stablecoins, and associated risks.
• Experience in credit card issuance compliance.