BCS UNDERWRITER IV

dstaff
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📍 Salt Lake City📍 Salt Lake City, UT, United States📍 UT📍 usFull time

About this role

Company Description

Financial Services - Commercial Banking

Job Description

BCS UNDERWRITER IV 

Salt Lake City, UT

Financial Services - Commercial Banking

Exp 10 -15 yrs

Degree Bach

Relo

Bonus

Job Description

 Responsible for making credit worthy decisions on complex commercial transactions to determine acceptability of risk in accordance with the company guidelines and standards.

Advanced expertise on commercial loans

 

Position Accountabilities

Evaluates all financial statements (business and personal tax returns, fiscal year-end and interim statements and personal financial statements) for credit worthiness. Identifies recurring and non-recurring income/expenses. Comprehend all schedules, notes, and K-1's. Differentiates between cash and accrual method as well as comprehend UCA cash flow analysis. Consolidates related entities and summarizes results.

Identifies credit strengths, weaknesses, industry risks, and anomalies that lead to further investigation. Determines or amends applicable loan agreement covenant and monitoring requirements.

Collaborates with Relationship Managers on reasoning for a particular decision, answering potential loan request questions, identifiying/resolving potential problem loans.

Prepares a comprehensive credit summary in conjunction with the Relationship Managers and Credit Manager to address all material aspect of the request.

Supports management of the Relationship Manager portfolio by addressing convenant violations, completing annual review/renewals, and identifiying opportunities.

Performs other duties as assigned.

 

Qualifications

 

Required Education or Equivalent Experience

Bachelor’s Degree Required

 

Required Experience

Years of functional/professional experience: At least 10 years

 

Field of Experience

Expert knowledge of information and data processing systems. Expert in evaluating business and credit reports

Expert knowledge of our Policy and Procedures

Expert understanding of various regulatory/compliance policy and procedure including but not limited to Fair Lending, OFAC, Flood, Regulation O, highly leveraged transactions, etc.

Meet and/or exceed our Service Level Agreement commitment

Proficiency in MS Office and other system applications

Excellent written and verbal communication skills

Excellent organizational skills


Qualifications

Additional Information

All your information will be kept confidential according to EEO guidelines.

Direct Staffing Inc


Frequently Asked Questions

Is the salary disclosed for the BCS UNDERWRITER IV position at dstaff?
The salary for this BCS UNDERWRITER IV role at dstaff is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the BCS UNDERWRITER IV position at dstaff located?
This BCS UNDERWRITER IV role at dstaff is based in Salt Lake City, Salt Lake City, UT, United States, UT, us. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the BCS UNDERWRITER IV role at dstaff full-time or part-time?
This is listed as a Full time position. It is posted as a BCS UNDERWRITER IV role at dstaff.
How do I apply for the BCS UNDERWRITER IV position at dstaff?
Click the "Apply Now" button on this page. You will be redirected to dstaff's official application portal hosted on smartrecruiters where you can submit your application directly.
When was the BCS UNDERWRITER IV job at dstaff posted?
This BCS UNDERWRITER IV position at dstaff was posted on Apr 17, 2015. Apply as soon as possible — early applications are often reviewed first.
BCS UNDERWRITER IV
dstaff
Apply for this role ↗

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