Mortgage Underwriter
About this role
About LBC Mortgage
LBC Mortgage is a Los Angeles–based mortgage company with over 20 years of industry experience. Alongside our traditional mortgage business, we operate a fast-growing Private Money / Hard Money Lending Division, focused on funding real estate investment loans with speed, accuracy, and strong risk management.
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.
Responsibilities
- Underwrite Hard Money / Private Money loans (Fix & Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)
- Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)
- Analyze property details, exit strategies, deal structure, and overall risk
- Calculate and validate LTV, ARV, LTC, rehab budgets, and timelines
- Review appraisals, comps, and market data to confirm property value and feasibility
- Issue approvals and conditions, ensuring fast and clear communication with the team
- Work closely with Loan Officers, Processors, and Management to move loans efficiently
- Identify red flags early and provide clear recommendations
- Ensure adherence to internal guidelines and lending policies
Requirements
- 2+ years of underwriting experience in Hard Money / Private Lending (required)
- Strong understanding of Fix & Flip and Bridge loan underwriting
- Ability to evaluate ARV-based deals, rehab scopes, and budgets
- Strong knowledge of appraisals, title reports, insurance, and entity structures
- Strong attention to detail and ability to work in a high-volume, fast-paced environment
- Excellent communication skills and ability to make confident decisions
Preferred Qualifications
- Experience underwriting DSCR and rental investment loans
- Experience with Ground-Up Construction loans
- Familiarity with Encompass or other mortgage/loan CRM systems
- Strong knowledge of investor real estate lending across multiple states
Why Join LBC Mortgage
- Established company with strong leadership and long-term stability
- Growing private lending division with strong pipeline
- Opportunity for career growth into Senior Underwriter / Underwriting Manager role
- Competitive compensation based on experience
- Remote flexibility and supportive team environment
Frequently Asked Questions
Is the salary disclosed for the Mortgage Underwriter position at Lbc Mortgage?
The salary for this Mortgage Underwriter role at Lbc Mortgage is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Mortgage Underwriter position at Lbc Mortgage located?
This Mortgage Underwriter role at Lbc Mortgage is based in California City, California, United States. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Mortgage Underwriter role at Lbc Mortgage full-time or part-time?
This is listed as a Full time position. It is posted as a Mortgage Underwriter role at Lbc Mortgage.
How do I apply for the Mortgage Underwriter position at Lbc Mortgage?
Click the "Apply Now" button on this page. You will be redirected to Lbc Mortgage's official application portal hosted on workable where you can submit your application directly.
When was the Mortgage Underwriter job at Lbc Mortgage posted?
This Mortgage Underwriter position at Lbc Mortgage was posted on Apr 13, 2026. Apply as soon as possible — early applications are often reviewed first.
Mortgage Underwriter
Lbc Mortgage
You'll be redirected to Lbc Mortgage's official application page on workable.