Consumer Loans Underwriter
Updraft
Full time
Consumer Loans Underwriter
Updraft· Credit Risk
About this role
Updraft is an award-winning FCA approved app available on IOS/Android. Our mission is simple - to help consumers find freedom from cumulative lifestyle borrowing such as credit-cards, overdrafts and buy-now pay-later schemes.
While retailers and some start-ups remain intent on weaponising algorithms to maximise profit, we harness behaviour science, AI and expertise to offer our users powerful counter-measures.
As the business is undergoing rapid growth in demand for their product, we are looking for an enthusiastic underwriter to help us deliver an exceptional level of service to our customers. We do not believe in silos and departments that are typically found in banks and other lenders. As part of the Underwriting Team you will work and be responsible across multiple disciplines to ensure you help your customers achieve the best outcomes.
Responsibilities
- Approve and decline loan applications by assessing applicants' creditworthiness and affordability in line with Updraft lending policy
- Gather additional information needed for credit applications from customers
- Communicate with customers in a friendly and efficient manner through all application stages
- Form and maintain effective relationships across all business teams
- Regularly participate in various business projects helping to improve our processes and achieve
- Minimum 1 year to 3 years of experience in consumer credit underwriting.
- Previous experience in a customer-facing role is an advantage.
- Strong numerical and analytical skills.
- High level of attention to detail.
- Strong decision-maker.
- Inquisitive thinker and critical mind.
- Comfortable with a fast-paced environment and frequent changes.
- Availability to work either Saturdays or Sundays
- Previous experience in a start-up is an advantage
As an employee in a fast moving startup you have the opportunity to shape the structure of the organisation, team and strategy;
- Company pension
- Hybrid work
- Health Insurance
Frequently Asked Questions
Is the salary disclosed for the Consumer Loans Underwriter position at Updraft?
The salary for this Consumer Loans Underwriter role at Updraft is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Consumer Loans Underwriter position at Updraft located?
This Consumer Loans Underwriter role at Updraft is based in London, England, United Kingdom. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Consumer Loans Underwriter role at Updraft full-time or part-time?
This is listed as a Full time position. It is posted as a Consumer Loans Underwriter role in the Credit Risk department at Updraft.
Which team or department does the Consumer Loans Underwriter at Updraft belong to?
This Consumer Loans Underwriter position is part of the Credit Risk department at Updraft. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Consumer Loans Underwriter position at Updraft?
Click the "Apply Now" button on this page. You will be redirected to Updraft's official application portal hosted on workable where you can submit your application directly.
When was the Consumer Loans Underwriter job at Updraft posted?
This Consumer Loans Underwriter position at Updraft was posted on May 30, 2025. Apply as soon as possible — early applications are often reviewed first.
Consumer Loans Underwriter
Updraft
You'll be redirected to Updraft's official application page on workable.