Executive Underwriter - Healthcare (Commercial P&C)

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure’s promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best “A” (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.

Due to a promotion, we are recruiting for an Executive Underwriter - Healthcare, to join our team.  This role will sit hybrid in one of our local offices: Atlanta GA, Charlotte NC, Chicago IL, Dallas TX, Farmington Hills MI, Indianapolis IN, Phoenix AZ, St. Louis MO or Tampa FL.

POSITION SUMMARY:

Responsible for underwriting and managing a portfolio of the largest and most complex healthcare accounts, leveraging deep industry expertise and advanced judgment to drive profitable growth.  Serves as a customer-facing underwriter with the highest levels of field authority, delivering exceptional service to agency partners and contributing to strategic objectives. 

RESPONSIBILITIES:

• Evaluate and apply advanced underwriting judgement to price and negotiate large and complex accounts in accordance with Amerisure risk evaluation process, underwriting guidelines, and renewal framework.

• Conduct risk selection of specialized new business opportunities that align with Amerisure’s profitability goals and risk appetite.

• Maintain and manage a portfolio of complex, specialized renewal accounts, ensuring adherence to underwriting guidelines and achievement of targeted renewal pricing metrics.

• Maintain organized and thorough underwriting documentation in accordance with Amerisure’s standards and guidelines.

• Provide service excellence to agents, ensuring alignment with service standards and fostering long-term partnerships.

• Build and maintain effective relationships with key stakeholders to lead successful negotiations acquiring and retaining desired accounts.

• Attain established underwriting performance metrics for both new and renewal accounts, including production goals and quote and hit ratios.

• Maintain deep subject matter expertise in assigned specialty lines or classes of business, keeping abreast of industry trends and developments.

• Adhere to published underwriting guidance and leverage relevant tools to ensure compliance with company standards and regulatory requirements.

• Partner with internal teams, such as claims and risk management, to ensure comprehensive support for agency partners.

REQUIREMENTS:

• Bachelor’s degree or equivalent years of experience.

• 5 years underwriting experience in commercial middle market insurance.

• 2 years underwriting of large and complex healthcare accounts.

• CIC, CPCU, AU designations preferred.

• Proficient computer skills required including Microsoft Office Suite.

• Demonstrated successful ability to build positive partnerships and work collaboratively with cross-functional business teams.

• Demonstrated successful ability to prioritize and multi-task various and conflicting responsibilities.

• Strong analytical and problem-solving skills, including the ability to deal with ambiguity.

• Excellent verbal and written communication skills with the ability to interact with internal and external customers.

• Ability to travel up to 10%.

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Just as we are committed to creating exceptional value for our Partners For Success® agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest® Companies to Work For in the Nation and one of Business Insurance magazine’s Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.

Amerisure Mutual Insurance Company is an Equal Employment Opportunity employer.  Amerisure provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (to include sexual orientation and gender identity), national origin, age, disability, genetic information, veteran status, or any other protected characteristic under applicable federal, state, or local laws. Amerisure complies with all applicable laws governing nondiscrimination in employment in all locations where the company operates.  This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.   Amerisure prohibits harassment or discrimination of any kind and is committed to maintaining a workplace free from unlawful harassment or discrimination. Amerisure prohibits retaliation against anyone who reports discrimination, participates in an investigation, or opposes unlawful practices. Any improper interference with an employee’s ability to perform their job duties may result in disciplinary action, up to and including termination.