Credit Analyst

Thank you for your interest in joining First Bank. If you’re looking to be part of a team that values integrity, humility, excellence, challenge, and life-long learning, you’ve come to the right place. At First Bank we believe in offering opportunities to help individuals build a long and lasting career, and we are currently seeking a full-time Credit Analyst.  

Help First Bank to fulfill its vision by ensuring a high-quality loan portfolio and partnering with relationship banking team to facilitate sound credit decisions.

Duties and Responsibilities 

• Maintains loan request pipeline to ensure completion of requests in a timely manner.
• Performs loan analysis using loan analysis software for all loans within the bank’s set criteria to help the bank determine cash flows and forecasts for loan clients and prospects.
• Assists in the preparation of loan presentation for credit committee. This includes the financial worksheet for all new loans. 
• Acts as a liaison with external credit examiners.
• Reports credit-related items for internal and external (examiners) use. This will include risk rating, exception tracking, past due monitoring, and board reporting.

Qualifications

• Bachelor’s Degree in business, finance or related field preferred
• 2 years of banking, accounting, or finance experience preferred
  

Skills

• Analytical skills
• Interpreting
• Researching
• Reporting
• Problem solving
• Computer usage
• Verbal and written communication
• Detail orientation
• Critical thinking
• Complaint resolution
  

The position offers a competitive salary, health, dental, vision, and life insurance, 401K and ESOP retirement plans, and other benefits.

EO / M /F/ Vet / Disability. First Bank is an equal opportunity employer. It is our policy to provide opportunities to all qualified persons without regard to race, creed, color, religious belief, sex, sexual orientation, gender identification, age, national origin, ancestry, physical or mental handicap, or veteran's status.  Equal access to programs, service, and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources.

This application will be given every consideration, but its receipt does not imply that the applicant will be employed.  Applications will be considered for vacancies which arise during the 60-day period following submission.  Applicants should complete an updated application if not contacted and/or hired during this 60-day evaluation period.

Replies to all questions will be held in strictest confidence.

In order to be considered for employment, this application must be completed in full.

APPLICANT'S STATEMENT

By submitting an application I agree to the following statement:

(A)         In consideration for the Bank’s review of this application, I authorize investigation of all statements contained in this electronic application.  My cooperation includes authorizing the Bank to conduct a pre-employment drug screen and, when requested by the Bank, a criminal or credit history investigation. 

(B)         As a candidate for employment, I realize that the Bank requires information concerning my past work performance, background, and qualifications.  Much of this information may only be supplied by my prior employers.  In consideration for the Bank evaluating my application, I request that the previous employers referenced in my application provide information to the Bank’s human resource representatives concerning my work performance, my employment relationship, my qualifications, and my conduct while an employee of their organizations.  Recognizing that this information is necessary for the Bank to consider me for employment, I release these prior employers and waive any claims which I may have against those employers for providing this information.

(C)         I understand that my employment, if hired, is not for a definite period and may be terminated with or without cause at my option or the option of the Bank at any time without any previous notice.

(D)         If hired, I will comply with all rules and regulations as set forth in the Bank’s policy manual and other communications distributed to employees. 

(E)         If hired, I understand that I am obligated to advise the Bank if I am subject to or observe sexual harassment, or other forms of prohibited harassment or discrimination.

(F)       The information submitted in my application is true and complete to the best of my knowledge. I understand that any false or misleading statements or omissions, whether intentional or unintentional, are grounds for disqualification from further consideration of employment or dismissal from employment regardless of when the false or misleading information is discovered.

(G)         I hereby acknowledge that I have read the above statement and understand the same.