Loan Officer

Overview

BREAK GROUND ON A REWARDING CAREER WITH US!

The Sekisui House U.S. team is a proud builder of the SHAWOOD, Richmond American Homes, Woodside Homes, Holt Homes, Hubble Homes, and Chesmar Homes brands.  We take great pride in being a member of Sekisui House, a global leader in homebuilding. This impressive, 60+ year old company has built over 2.6 million new homes designed to reflect and adapt to the changing needs of today's homebuyers. Drawing on Sekisui House's unparalleled history and superior service, we commit ourselves to a future where people around the world can live joyful lives in homes that are safe, secure, stylish and comfortable. 

We encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for success, consider building a career with us.

Positive Work Environment & Culture

• Collaborative Team Culture: Join a supportive environment where teamwork and the open exchange of ideas are highly valued.
• Team Engagement: Participate in a variety of team-building events and social gatherings, such as company outings, holiday celebrations, and regular office socials. We support a healthy work-life balance and recognize the importance of time outside of work commitments. 

Position Summary

In the Loan Officer position, you will act as a liaison between applicants and our financial institution, helping qualified applicants obtain loans and set up payment plans. Your duties will include meeting with applicants, preparing loan proposals, and examining active loans.

Responsibilities & Duties

• Meet with loan applicants to identify their needs and collect information for loan applications
• Analyze active loan files on a regular basis and recommend solutions to speed up the loan process
• Complete loan contracts and educate clients on policies and regulations
• Interview applicants to define financial eligibility and established debt payment plans
• Monitor and update account records
• Submit loan applications in a timely manner
• Prepare detailed loan proposals
• Reject loan applications and explain deficiencies to applicants
• Respond to applicants’ questions and resolve any loan-related issues
• Operate in compliance with laws and regulations
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Knowledge, Skills, & Experience

• Solid understanding of local, state, and federal loan regulations
• Proficient with standard software such as Windows, Word, Excel, and Outlook
• Effective interpersonal, verbal, and written communication skills
• Maintain proper and professional etiquette and appearance.
• Strong attention to details, high degree of accuracy and excellent organizational skills
• Exemplary customer service skills
• Well organized with the ability to multi-task
• Self-discipline, an aptitude for making good decisions and works efficiently under deadlines
• Must be able to handle the pressure of a fast-paced office high work volume
• The ability to work both independently and as a team member
• Knowledgeable in all aspects of escrow, from opening to closing, is required

Education Requirements

• High School Diploma required.
• Minimum of 1-year experience as a loan officer preferred but not required

Comprehensive Benefits Package

We offer a comprehensive benefits package designed to meet the diverse needs of our employees and their families: 

• Competitive Compensation: We provide a competitive compensation structure that rewards performance and results.
• Health & Wellness: Comprehensive coverage includes medical, dental, and vision insurance options, as well as Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).
• Financial Future: Access a 401(k) retirement savings plan.
• Time Off: Our time-off benefits include vacation, sick leave, paid holidays, and other leave types (bereavement, jury duty, FMLA, military leave).
• Insurance & Protection: Company-provided life insurance, accidental death and dismemberment (AD&D) insurance, and short- and long-term disability coverage are included. An employee assistance program (EAP) is also available. 
• Exclusive Perks & Discounts
• Homeownership & Financing: Take advantage of exclusive home purchase and financing discounts.
• Pet Insurance: Enjoy discounted group pet insurance rates.

If you are ready for more than a job and seek a career with one of the most respected organizations in the industry, we encourage you to connect with us. Please visit our website at www.richmondamerican.com for additional information.

Sekisui House U.S., Inc. is an Equal Opportunity Employer.