Business and Commercial Banking (BCB) SA Business Solutioning Graduate Programme – International Payments

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

Our Business Solutioning segment provides broad-based client solutions to a wide spectrum of small, medium, and large enterprises. Our support extends across various sectors, providing our clients with deep sector knowledge and solutioning expertise. We have partnered with businesses for over 160 years, and it is our approach to client relationships that truly distinguishes us, encapsulated by the phrase ‘partnering for growth’.  

The Business Solutioning Graduate Programme seeks to foster the minds and passion of young South Africans in driving the growth of our businesses, thereby making a significant contribution to our country’s economy.  Through this programme, you will be exposed to our various sectors and industries, client relationship principles, and using analytical capabilities to better partner with our clients for their growth.   

Why join Standard Bank? 

• Comprehensive Training – Receive in-depth training from industry experts to build a solid foundation in credit risk. 
• Professional Development – Access mentorship, networking opportunities, and resources to support your growth. 
• Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.  
• Career Pathways – Our programme opens doors to a rewarding career at Standard Bank.  

Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence. 

Key responsibilities:

• Support the International Payments Product team in delivering key strategic initiatives by providing analytical, documentation, and execution support. 

• Conduct end-to-end product analysis of existing international payment products (e.g. CFC accounts), covering systems, processes, pricing, reporting, and supporting product artefacts. 

• Assist in reviewing and documenting current-state systems and processing flows, identifying inefficiencies, risks, and opportunities for improvement. 

• Analyse product pricing structures, fees, and cost drivers, supporting recommendations for optimisation and alignment with market and strategic objectives. 

• Support the evaluation and enhancement of management and regulatory reporting, ensuring data accuracy, relevance, and usability for decision-making. 

• Review and maintain product documentation and artefacts, including product specs, terms and conditions, operating manuals, and governance materials. 

• Assist with assessing frontline enablement, including training materials, product guides, and FAQs, to ensure accurate product understanding and consistent customer experience. 

• Compile insights and findings into clear presentations and reports for product managers and senior stakeholders. 

• Collaborate with cross-functional teams (e.g. operations, technology, compliance, finance, and business channels) to support product analysis and implementation activities. 

• Contribute to process mapping and redesign initiatives aimed at improving operational efficiency, scalability, and customer experience within international payments. 

• Support project tracking and coordination, ensuring key deliverables, dependencies, and risks are documented and communicated. 

• Develop a strong understanding of international payments, foreign currency products, and regulatory considerations, building foundational product and domain expertise.

Qualifications

Postgraduate qualification (recently completed or completing in 2026):

• BSc Product Design and Innovation 
• BSc Engineering (Product Development) 
• BSc Information Technology Product Development 
• BCom Marketing 
• BCom Business Management or specialised innovative fields for Product Management and innovation. 

Postgraduate to be completed by 31 December 2026.

Additional Information

Minimum requirements:

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 12 months.  
• Matric certificate to be submitted with application. 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 12 months 
 
Application closing date: 30 June 2026